Will I get approved for a loan for a boat?

I want to get a boat and am looking at borrowing around $10,000—$13,000. About two years ago I had two months of extreme financial hardship where I had about $15,000 in credit card debt and was 2 months behind on all my payments. After that I rebounded have since paid all of it off except about $2,000. I make more than enough money to cover the cost of a loan. I had all my credit cards cancelled during my financial hardship and last month went to apply for a new one and got denied. Even though I make enough money will I be able to get a boat loan if I can’t even get a credit card? And yes I have checked my credit the only negative stuff on it is from June and July of 2008.