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Best life insurance for young couple?

Asked by saservp (291points) July 28th, 2010

I’ve been married for a little over two years, am still young, and am very healthy and not expecting to bite the dust anytime soon. But that said we don’t have a massive savings account and I’d like the peace of mind of knowing that if I get hit by a bus my spouse will be taken care of. Googling for life insurance is a mine field. Can someone give me any straight-talk advice on what kind of plan I should get and what I should be expecting to pay? I don’t need a 10 million dollar plan, just something that could allow someone to live for say 6 months to a year to get on their feet.

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