What is the worst circumstance you have experienced where you were at the wrong place at the wrong time?

We’ve all been there before. It’s the worst kind of coincidence; you’re in the wrong place at the wrong time.

Please describe the worst time this has happened to you. How did it happen? What was the significance of it? How did you handle it? Did it change your life? How did you feel about it at the time and how do you feel about it now? Was it fate?

If you don’t have a story like this to tell, do you know of someone else who has? You can even describe one you’ve seen on a TV show or movie.