How long until my credit history is considered to be "a long time"?
My Equifax report is telling me that one of the negative factors affecting my credit score is the length of my credit history. I have several credit card accounts and am on my second car loan and the length of my credit history is 2 years, 2 months. How many years until I’ve had credit for a long enough time that this isn’t a negative factor. Lenders have also declined me for this same reason alone. Is it 3 years, 5 years , 10 years?
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