How important is owning a property?

As a renter, it doesn’t seem like I will ever have enough money to own my own home. I have taken a huge credit on my credit card due to not finding full time employment and my other mental problems and a lack of discipline.

It would take me decades to pay off my credit card bills if I pay the minimum required payment and I am not able to pay a lot more than that.

It seems the little money I make will never be enough to do anything other than paying for bills. I also don’t want to go into debt nor do I have money to go back to school to get a more practical education, instead of a bachelor in psychology and political science that I currently have.

And of course I have student loan.

I just don’t really know what is going to happen to me when I get sick or when I am old, everyday is a huge battle and I am barely keeping my faith.

And it also seems like I will never be able to change my legal gender or have a sex reassignment surgery or deal with my anxiety/depression. There are so many things I want to do, but there are always something more immediate to pay attention to, or to spend money on.

I mean , I cant imagine someone having mental issues and dealing with lack of employment and a complete lack of education, I have not hit rock bottom due to many factors in life, like my mom but she is getting older as well and I wont be able to financially care for her.

Just what is going to happen to people like me? those without property or any safety net when something goes wrong and something will go wrong because thats life.