What will happen to Social Security and how will it impact you?

Obviously, this is a question for Americans.

Surveys say that a lot of people don’t believe Social Security will be around for them when they retire. Young people, especially, seem to believe this.

Well, if it’s not going to be around, what is going to happen to it? We know it will be woefully underfunded if we continue to do nothing. Could the government just shut it down? If not, what do you think might happen, and how will it affect your life?