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How do I find a credit card that won't try to screw me in the fine print?

Asked by gorillapaws (30520points) January 23rd, 2011

I’ve got no debt (aside from my mortgage) and am looking to get a credit card for emergencies and to build credit (mine’s good but not perfect). I don’t care about cash back, balance transfers, comic book characters on the card, 0% initial rates that balloon up to 50% in 6 months or any other gimmicks.

I want a reasonably low interest rate, and don’t ever want to be charged interest on new purchases until after that month’s statement. Basically, I’m looking for a card that will treat me fairly, not try to fuck me over, and will receive a reasonable interest rate from me if I ever need to cary a balance for longer than a month. No fees, no tricks, no gimmicks/points/miles, no bullshit. Do cards like this exist? Where can I find one?

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