Can you offer help concerning the costs of psychiatric care?

So the way my insurance is set up, I (or we– my family) have used up all but $100 of the amount of care insurance will fully cover. After the rest is used up, I will be responsible for all my medical charges. I’ve been calling around all morning, and the costs are ranging from $120–275 per visit. I’m not working right now, and have virtually no income, so I can’t afford that. Also, the wait times are 2 and 3 months.

I really need to see someone as soon as possible. I was thinking that I could just go to a general physician and see if I can get a prescription since I know which medication(s) I would like to try.

Do any of you have any other suggestions?