Life, is it being charmed, being cursed, or is it force of will, that shapes destiny?

When you look at life, you see people like Steve Jobs, Richard Branson, Bill Gates, etc, they were like ahead of the curve. They were visionaries that in spite of the odds just seem to be charmed, whatever they set out to do worked. Then there are reality stars, and those made by way of YouTube or AGT, etc that they were just in the right place at the right time. Then there is the person you never heard of or have on the evening news as the leading or filler story because they were the young man/woman involved in a vicious drug killing and now off to life in prison. Maybe they grew up in a low income gang riddled neighborhood, or some similar difficult situation. The reason why some people seem to get a break, some seem to make their own breaks, and others seem to never be able to get out of the starting blocks, is it force of will, being charmed, or cursed that shapes their destiny?