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What should I expect involving a fire insurance claim?

Asked by choreplay (6297points) September 29th, 2012

My office was in a multi-tenant office building which was partially destroyed by a fire. My unit was only subjected to smoke and water damage but the whole building had to be vacated while being repaired. I might have to stay out of the building for six months.

I have full coverage and have been informed by the adjuster I am insured for contents, moving cost and business loss.

Anyone that has been through an experience like this, what did you learn that you wish in knew going in? Is there any coverage that the insurance company typically “forgets” to tell you, you have?

Thanks for any help.

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