Should I see my trusted family doctor or will I be wasting insurance money by not using my universities clinic?

I had a reoccurring health problem that I thought a doctor at my university had found a solution to. However one of the possible side effects happened to me and I felt as if I wasn’t properly informed of the possibilities prior to performing the “solution.” Now it seems that I have a chain of illnesses and I need to know and be fully informed of what my next step will be.

My S.O. believes that the university doctors are just as qualified as my family doctor and therefor sees it as a hassle to go out of our way to visit the family doctor.
But I believe that there shouldn’t be a second thought on who I should see because this decision can permanently affect my health, the university doctors have proved to me that they don’t fully inform me of a situation, I would assume that a popular and well reviewed family doctor has more experience and I trust her decision making skills and because I want to really be able to talk to a professional (at my school I feel as if they look at my symptoms, “solve” it, and send me off; if something is wrong I’m supposed to come back).

I would also need to explain the situation to my parents because I’m not too sure how our insurance works.

Should I use my parents’ insurance to see my family doctor or is my worry unnecessary?