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How accurate is Credit Karma?

Asked by seekingwolf (10410points) July 24th, 2013

It puts my score at around 720. This seems high to me.

I have 2 credit cards, one is a CapitalOne student card and the other is a AE Blue card. I have a total of $3k available credit and have over a year of paying on time, no interest charges. Nothing negative on my credit report.

I charge all my gas and groceries to the card and pay it off each payday.

Given my short time having a credit card, I’m not sure if this score is accurate.

Thoughts?

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