How easy is it to get treatement for depression?

This is one thing that I see a lot of on websites that deal with depression. They always say that if you think you may suffer from some form of depression or another, to seek out professional assistance.
But isn’t that a little easier said than done? It costs money, there are waiting lists, and some people don’t have money. What if the insurance doesn’t cover it? What about peeps without any insurance plans? In Canada the health care is free, but a lot of the time plans only cover basic things.
Does anyone have any experience with this? How easy is it to get ’‘professional help’’ for stuff like that?