Should a student who has not been keeping up with a course gamble their grade on the final exam?

OK. I’ll be honest with you. The student is me. Right now, I’m taking 2 summer classes: one is linear algebra and the other is stats/probability. I’m keeping up with my linear algebra just fine, but its the stats/probability class that I have not been keeping up with.

So here’s my dillemma: I can still pass the class on one condition, which is that I get a C- or above on the final exam. This means that ihave exactly 2 weeks and 1 day to learn a semester’s worth of stats and probability. However, the downside to this option is that if I don’t get a C- or above, I’ll have to retake the class. In addition, my grade from this semester and from when I retake the class will be averaged together, which means that I will probably not have a good GPA.

My other option is to just drop the class. On my permanent record, I get a W for withdrawn. Too many W’s on your permanent record isn’t good. Also, I have no idea how my loans will be affected by a class drop. On the plus side, if I retake the class, the effort that I put into it would be my actual grade. But I have to say this n
now, that effort won’t be very large…

Oh and I should add that if I choose to gamble on my final, it would be all self study from now until then.

Soooo, that’s my dillemma folks. What do you think I should do?