Would you say that some people never obtain wealth even though they desire it, is because they can never imagine they can achieve it?

Over my life, I have known people who struggled financially, they wish to be rich, but always thought it was for ”the other guy”, so they never really went after it. If you don’t go after it, you would have to be fortunate enough for someone to leave it to you when they died, or they won some lotto on a fluke. If you never imagine you could achieve something, wealth, fame, a degree, whatever, logic says, you will never try. If you never try, you can never achieve it. Do you believe that wealth eludes people for other reasons and even if they tried, they would miss achieving it?