Can you give me some answers on applying for disability in Kansas?

I’m researching for my daughter. She’s only 37 but she has degenerative disc disease and literally can’t work. She can barely move.

She’s been off of work for 3 months now, and will be losing her job, and her insurance, in January. She has worked at this company for 10 years.

She’s been to a thousand doctor’s appointments to fulfill insurance requirements for back surgery, but now she’s worrying about how to pay for it if they can’t do surgery before the end of the year.

She is married and her husband has a good job. I told her to have her husband put her on his insurance, but she said that they won’t take her because she has a pre-exisiting condition. I cleared that right up for her today (Thanks Obama) so that helped ease her mind a little.

But, if for some reason she can’t get insured through her husband, will the state pay for the surgery if she’s on disability?

If anyone has had any experience with disability, could you share that with me, so I can avoid any pitfalls in helping her apply?