At what point do you believe a person breaks through the ”C-note Ceiling”?

In the US people reach a tipping point where they do not have to worry about being homeless, having ruined credit, having utilities turned off for back payments, etc. I am sure in other nations it might be a ”Yen Ceiling”, a ”Deutschmark Ceiling”, etc. A person breaking the ”C-note Ceiling” doesn’t necessarily become uber rich, but they do not have to work about money and getting bills paid like Larry Lunchmeat working the factory, or Willie Lump-Lump driving the bus. Once you get past the ”C-note Ceiling” financial institutions treat you favorably with better loans at better interest, the government helps you with more tax breaks one can access, and the money allows for taking advantage of more streams of income and investment to create even more money Larry Lunchmeat can only dream about. Those who are well structured are even making more money while they sleep than they can spend while they are awake. Do you, by your standard would say that ”ceiling” is a X amount of dollars, X amount of property or stocks, X amount of liquid assets? Maybe it is a combination of a formula of X amount of this, Y amount of that, and Z amount of those?