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Can you guys tell me if it's at all possible to get my own apartment or studio?

Asked by FlutherBug (1103points) October 4th, 2016

Hi everyone,

I have been thinking and wanting to move to my own place / apartment. But with my credit I am not sure if it is possible? My credit right now is about 670 / 680. Not totally perfect I realize, I have been making good payments and will pay off my credit card by the end of October.

I am pretty much freelancing at the moment, and want to start my own business. So I don’t have a regular typical 9 to 5 job.

One thing that would help big is that my dad will probably be a guarantor and cosign for the place. Another good thing I have is references. I have been living in my current apartment for about 8 months now, and I know they would give me a great reference review. I’ve always paid rent on time wherever I’ve lived, never had any evictions, arrests, late payments, etc.

Is it possible at all for me to get my own place?

Can you guys give me some tips or pointers that would help?

I am a single female in my early 20’s. I am also a student. I only have 1 cat, she’s about 17 years old and is very sweet…. Just sleeps and eats all day….

I really want my own apartment, even a studio…. I am just trying to figure if I can with my credit score and without a typical job (I am a self employed and also go to school).

Thanks for any and all help.

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