Should I stay at the college I'm at now or transfer?

The college I’m at now is going to take me 2 years to obtain my degree (it’s taking me about a year longer due to me having transferred earlier to here). Not only that, its a long 40 minute drive which has cost me 40 bucks a week in gas and added lots of great stress. A university near me is saying they can get me out in a year (2 semesters) but they have been really weird with what classes they accept, only 67 credits (when I’ve completed over 100!) They are making me take gen ed classes I’ve already completed like English, math, and computers and they registered me for absolutely NO classes in my major this coming fall…. They haven’t shown me what classes I need to take for my major, so I don’t know if they are being for real with saying they will get me out in a year… btw, this is a private university which will cost me 4 grand a semester while the other is completely free due to grants.

Which decision should I make? What should I consider? Am I making too big a deal over 2 years of 40 min commute time?

BTW, no adviser from either university has been helpful to me at all. I feel so stuck here, with no one to turn to ):