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I am going to try to get a house in a year or so, In military, need advice.
So check it.
I have about 2 years left in the Military. I plan in those 2 years to raise my CredScore to around 760 or so.
I wana try to get a house loan in a year but I don’t know If I will be prepared or not.
I have no savings.
I can get the VA home loan which will allow me not to have to put a downpayment on the house. (I would rather put a downpayment though)
What I’m looking for is the Smartest/Fastest way to do it.
What I was thinking was
1. To go on leave and look on the net until I find one then get the loan and then pay for it and have a friend live in it till I get out (6–12 months of rent paid for)
2.When I get out I will move in and use the GI bill. The GI bill pays a portion of the rent, most of it to all of it I think.
3. Get a couple room mates to pay rent to.
4. Use money I get from Reserves to pay
5. Use money from my job that I will get on base to pay as well.
6. Have 2 payments. a. the minimum and then a second payment that goes around the interest.
Now a few things I’m scared of is what If I don’t have a job, how will I pay or am I missing something, I know I didn’t list everything but I feel like one of you can help me with a smarter or better plan.
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