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How to get individual insurance with a pre-existing condition?
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November 10th, 2009
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I have a friend here in California who is self-employed. She had COBRA health insurance coverage through her ex-husband’s employer. She missed a payment and they cancelled her without notice on August 31. She didn’t realize her coverage was gone until November 3. She appealed and was denied.
An insurance broker told her after 60 days she’s out of luck to be grandfathered into a new plan based on her COBRA coverage.
She has a pre-existing condition (diagnosed bipolar) and must take meds, which are running out now.
Is her only option to get a job at Starbucks just for the insurance?
Any ideas would be appreciated.
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