Is it better to go without healthcare or buy into an extremely bad student plan? I live in NYC but am not a resident yet?

I moved to NYC and am a grad student at LIU; I am currently not insured, our school does offer insurance but it is probably the worst insurance I have ever seen. example: if you require Hospital care they cover up to 1000$ of it. Is it better to just go w/o? its about $1000 for 4 months coverage