Why live where hurricanes and tornados can wipe out your house?

Isn’t living in an earthquake zone better than living in an area subject to hurricanes, and tornados? You can’t predict earthquakes but usually you don’t see any big ones less once every 20 years or more and the technology to fortify structures against them has become very good. Survival rates at least here in the US is very, very great. Tornadoes and hurricanes you have to deal with every year, worse with tornados because you can’t predict where they will go or what structure they will hit. Both hurricanes and tornados can take your home and do much more damage than most earthquakes. Why subject your home yearly to possible destruction living where tornados and hurricanes can threaten you?