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Should I get an HSA healthcare plan?
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December 10th, 2018
from iPhone
I’ve had an HSA healthcare plan for years.
In 2019 we might make very little money. We sold our business and my husband will have zero income until he secures some work. I make very little money and we have some investment/interest income, so let’s say we might make $25k on the conservative side if my husband doesn’t make money in 2019. Most likely he will make something but let’s stick with the minimums.
Should I go for a cheap healthcare plan with a low deductible instead of an HSA? We are making so little the government will subsidize the premiums to a large extent, but the high deductible will mean I’ll pay a few thousand on health bills. I probably won’t need to “hide” the money in an HSA since we very likely won’t make much money in 2019, but putting it in the HSA might mean tax free medical money for the future.
What do you think?
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