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Should young men pay the same for car insurance and young women pay the same for health insurance?

Asked by JLeslie (65446points) January 19th, 2023 from iPhone

Young is under age 25.

Young men pay more for car insurance than young women.

It’s been argued women shouldn’t have to pay more than men for health insurance, even though they generally cost the system more money.

In both cases women tend to spend more of their income on insurance than men, because women tend to have lower wages.

Are the two different? Should risk or cost by gender be part of the equation, or spread across the population?

Can you think of any other insurance examples that might come into question.

Another curiosity regarding health insurance, do you think ACA went too far requiring insurance for pregnancy and birth? Should women be able to opt out of maternity care.

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