Should I just pay all the bills and be done with it?
Hospital bills, doctors bills, all of them are pouring in from my accident. I have an issue with a couple of them, wrote a letter regarding it, and I have made a few calls to my insurance company regarding how my deductible was applied.
Honestly, I hate it. I am so disgusted with our health care system to begin with, and seeing the Explanation of Benefits (EOB’s) come in makes me angry. One EOB reads $30,000 bill, adjustment to $2,500, I owe $600. I’m rounding of course. Fuck that shit! $30,000! Why? Why is that even on the bill? Same thing happens with my regular blood tests I get for my thyroid here at home with my doctor. I can pay $15 out of pocket, or go through my insurance, which lists on my EOB the test was $125, but I pay $9.50. How can anyone stand these games?
Most people just pay their copay and don’t pay attention to the rest (I don’t have a plan with a copay, but that is moot). How the hell is anyone checking on what tests were actually done, what the insurance company is being billed for? Recently, I had my insurance company pay my lab and my doctor for the same tests, they double paid. I wonder how often those things are caught?
Anyway, I know these people count on us being tired and just following along like zombies, opening our wallets, and it sickens me, but I am leaning towards just paying everything and putting all the bills in a fat file in my desk and never looking at them again so I can pretend it never happened.
What do you think? Feel taken advantage of for a short time, but not have to deal with the stress of it all? What’s your vote?