Social Question

Dutchess_III's avatar

Where can I check my credit score for free?

Asked by Dutchess_III (42473points) November 9th, 2014

It’s been a couple of years since this was asked.

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7 Answers

Adirondackwannabe's avatar

There are three sites that give you a free credit report including your score for free every 12 months. Let me see what I can find.

Dutchess_III's avatar

Thank you. I’d like a referral from you guys rather than looking on my own!

Adirondackwannabe's avatar

Here’s the three legit ones: Experian, Transunion, Equifax. There are others, but I can’t vouch for any of them.

jaytkay's avatar

The official site, set up according to the 2003 US Fair Credit Reporting Act is annualcreditreport.com .

Here’s the FTC page explaining it.

You can get one free report each year from each of the big three agencies. A good strategy is getting one every four months (like Experian in November, Transunion in March, and Equifax in July.) That way you can see the results more frequently.

stanleybmanly's avatar

Personally, I think Kredit Karma is a good deal. The site has adds scrolling down the right side, but you aren’t forced to view them. And you can go there as often as you please for absolutely nothing. Not only that, but the site will search out the best credit card deal for which you qualify, list lowest interest rates, no fee cards, etc. They will retrieve and display your credit history, reveal your score as compiled by each of the 3 agencies. (the scores of the 3 agencies usually vary by a few points.) The site will also notify you of changes in your credit score. All for free.

ARE_you_kidding_me's avatar

@jaytkay beat me to it.
Annualcreditreport.com
Hit one of the three every four months.

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