Do you ever dread going shopping in a store because you know when you go to check out that you are going to be solicited to sign up for their credit card for the umpteenth billionth time?

Nope, just say you have enough cards right now. Saying no gets easier the more you do it.

No, because I let them know I don’t want/need another card but thanks. I work in retail, and will lose my job if I don’t attempt to ask someone to sign up for a card… And I need this job right now. Yes, it sucks for me but I never ever force anyone.

Not any more, I don’t. The older I get the easier it is to say, “No, thank you”. You don’t need to add on an excuse or any explanation. A simple polite answer is sufficient.

No, I don’t dread it. I’ve become much more comfortable saying “No” as I’ve gotten older.

If you don’t like the policy, let the upper management know. Write a letter to the chief marketing wonk. Maybe even convince a few friends to do the same.

Like thehaight said, they have to ask everyone, every time. They don’t really care if you say no, usually, they just have to give their spiel.