Social Question

mcbealer's avatar

Do you divulge TMI and/or engage in small talk with the bank teller?

Asked by mcbealer (10229points) January 28th, 2010

There’s an old saying that goes something like this, “The smartest person in any small town is the bank teller.”

It’s been a counting-spare-change-afternoon for me, and I found myself making a trip inside my local bank. In the short time I waited in line I heard TMI (too mouch information) about the guy ahead of me, and the nature of his transaction.

When it was my turn, I found myself thrown into a bit more small talk than I like, and then the teller made a downright nosey comment.

Don’t get me wrong, I like having an in-person relationship with my bank. It has gotten me out of a bind before, and it gives me a certain amount (perhaps erroneous) of security. Our town is small enough that they know you by name when you walk in, and the tellers are for the most part genuinely friendly.

When I think about my visit there today however, I wonder how people like myself who admitedly aren’t too keen on small talk deal with an overzealous/intrusive teller.

The guy ahead of me for an example caved. He wound up answering a series of questions pertaining to his transaction that were none of the teller’s business, then topping it off with an admission that his wife was not happy about how the money was being spent.

What the heck? Would he have been as comfortable sharing all those details with any other of the service persons he transacts with? Is it about the money, and the power bank tellers have over our accounts? Or maybe he sees the teller as a true friend?

So my question is, for the jellies who bank in person from time-to-time, how do you respond to the small talk and sometimes nunya questions tellers ask?

FTW, you can also tell us any nightmare stories you might have of how such an extended TMI situation with the customer ahead of you caused you to be delayed.

DISCLAIMER This question/discussion is in no way intended to offend bank tellers. It is merely my brain trying to grasp some survival skills in case this happens to me again.

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19 Answers

Judi's avatar

I have never divulged any info to a bank teller unless it was pertinent to the transaction. This concept is strange to me. THEY WORK FOR ME!

Lightlyseared's avatar

I bank online so as to avoid talking to the teller mainly because every time I go into my local branch they try to sell me some loan or credit card I don’t want or need

Trillian's avatar

Try a stiff, British silence with a look of admonition on your face. Then, after a very distinct pause, say “I never discuss my finances with outsiders. I’d like that in twenties please.”

jbfletcherfan's avatar

I live in a small town of 400+. We’ve banked here for years. We know the bank branch manager & the 2 tellers VERY well. Have for years. We talk about everything & anything. When I go in there, I know it’s going to be a while, because we just stand & talk. They’re friends. I can’t say that I’ve ever heard anything personal about anyone else in there if someone’s ahead of me. I’ll just take my time & then we’ll talk after they leave. They are all friends, but also very professional when they need to be. I trust them explicitly. If we banked at a big corporative bank where we didn’t know them, then I’d feel differently I’m sure.

CaptainHarley's avatar

Never had this happen, although I have talked with people at the bank about this and that while waiting for them to do something.

Likeradar's avatar

I’ve never said a word about anything more in depth than the weather to my bank teller, and I’ve never had a teller pry.

I always though it was hair dressers and dry cleaners who had all the inside goods.

CaptainHarley's avatar

Hmmm. Perhaps I just look a bit too intimidating for most people to ask me personal questions? ; ))

casheroo's avatar

I rarely go into a bank anymore. (my husband deals with all the banking)

I have heard people ahead of me in line divulging a lot of TMI with the tellers. My mother used to be a teller, she said people that come into banks are just insane. She even had a stalker once who would leave flowers on her car. In my experience, it’s usually the elderly who seem to dviulge every tidbit to anyone that has to listen to them for any sort of extended time. My grandmother is like this wherever we go..even restaurants.

baxter's avatar

There’s typically no talking involved when I show them the bags of money with $ symbols crudely pasted onto them, then demand they fill said bags up.

laureth's avatar

As a cashier (which is like a bank teller, but with less respect), I was often accosted by customers who very much wanted to give me heaping piles of TMI on a platter. It’s made me far less likely to do such a thing to someone on the other side of any counter.

lucillelucillelucille's avatar

The tellers in my town are very friendly and usuallyu strike up a conversation.They even bought my cat treats for when we go through the drive thru.There is only one that gets too personal.A blank stare when she asks something usually makes her quit..until next time ;)

janbb's avatar

I do go in to my bank and know a number of the tellers, but have never had them probe for details.

aprilsimnel's avatar

Ha! No. In Brooklyn, tellers don’t want to make small talk with you. “It’s almost time for my break, so let’s hurry this up” is their usual mode.

La_chica_gomela's avatar

I love chatting with my bank tellers..I know all of them all by name, and I really enjoy going to the bank and getting to see them, but they never ask me about my transactions, and I would be pretty unhappy it if they did. That’s not okay.

jbfletcherfan's avatar

@La_chica_gomela I guess I don’t get “but they never ask me about my transactions”. What would be to ask? They should be able to see what you want. My tellers know about every dime that goes in & out of our accounts. I guess that’s just small town banking business.

La_chica_gomela's avatar

@jbfletcherfan: Well, the types of things the OP referred to in the question:

“The guy ahead of me for an example caved. He wound up answering a series of questions pertaining to his transaction that were none of the teller’s business, then topping it off with an admission that his wife was not happy about how the money was being spent.”

That sort of thing. Exactly what the OP asked. What’s so hard to understand?

jbfletcherfan's avatar

@La_chica_gomela Whoa! Be careful there.

La_chica_gomela's avatar

jbfletcherfan: Be careful with what?

anartist's avatar

Just hi hello how are you except for once when a couple of the tellers were talking about smelly money when I cam up. One of them pushed a pile of bills over to another and said “smell it!” The other teller said “No way!” I looked intrigued so one of the tellers said “This money smells bad and we’re trying to guess what this guy’s job is.” I ventured, “Auto mechanic?” They said no, then looked embarrassed I had overheard the conversation.

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