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Aster's avatar

Have you heard of an insurance company doctor doing this?

Asked by Aster (20023points) May 14th, 2014

I’ve not gotten my answers back from her yet but my good friend and her elderly husband had a visit to their home today by a doctor! He said he worked for an insurance company and proceeded to check them by sticking a needle in their toes to see if they felt it and other procedures. Have you heard of this? It mostly had to do with seeing if she is well enough for surgery in two weeks .

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16 Answers

janbb's avatar

Did he work for their insurance company? There is something missing in this story; it sounds very bizarre. Did she question him before letting him stick needles in their toes.

Aster's avatar

No; she trusted him and he did all kinds of testing including recent memory. I just heard from her. He asked so many questions and did heart rate, blood pressure, how long it took for them to walk across the room, etc. She just said, ” The doctor said he does not work for Aetna, but is under contract to do these health assessments for them. He spent about ½ hour with each of us.”

Crazydawg's avatar

My gut feeling is they have just been cased by a burglary team and would call the police.

Aster's avatar

It wasn’t a team. It was one man and his tests were very professional. In other words, he didn’t have weird requests or questions. It isn’t like this was an impressive home. It is very old and has old furniture from her childhood throughout.

Dutchess_III's avatar

He just showed up at her door step??

Aster's avatar

^^^^^^^^^ I just asked. Now we wait.

Aster's avatar

Here is her answer: “Aetna called to set up the appointment, called next day to change time, then called yesterday to confirm, telling me Dr’s name. Dr. called 15 mins. before he was due to say he was on the way. Then he showed us his badge with his name when he got here.” I’d prefer a business card but….

Dutchess_III's avatar

Wow. So much verifying to do! Too late now, though.

Aster's avatar

My s/o said if he had been a burglar he wouldn’t have gone to all that hassle and would have wanted to “check out the breakers in the basement” or something fast.

Unbroken's avatar

Aetna has assigned me caseworkers to oversee and answer questions about my medical coverage or offer some limited advice. If I turn them down then they have the ability to decline paying for the treatments. I do live in Alaska and my case worker is not local otherwise I am sure they would have dropped by or asked that I do so.

Life Insurance quotes were the same. The insurance companies care more then the doctor’s do. Lol

janbb's avatar

With that further information about Aetna calling, it sounds valid to me although it would be unusual around here for the doctor to come to the house.

BhacSsylan's avatar

I had similar for my Life Insurance policy, not a doctor but a nurse came by to take a blood test and a few other things.

Crazydawg's avatar

@Aster With the new info you provided about calling to schedule and the battery of tests and questions I am fairly certain it was legit. Doctors employed by insurance companies in my experience are very thorough and will do a top to bottom inside and out exam and ask many questions even a regular physician won’t ask. Buying life insurance is about the only way to get a doc to make a house call these days.

LuckyGuy's avatar

Like @BhacSsylan I had a nurse from a life insurance company come to the house to check my height, weight, breathing, flexibility and draw blood. That was how I found out my PSA was elevated. They saved my life.

JLeslie's avatar

Me too for life insurance, although the needle in the toes sounds extremely strange to me? What is that for? Maybe she has some sort of neuropathy? For life insurance they drew blood for cholesterol, electrolytes and some other tests that I guess they feel help determine how long you will live. Urine sample, blood pressure, pulse.

Mariah's avatar

Ummmm this doesn’t sound like this was a real doctor. I feel like some kind of scam is occurring here.

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