Declined charges show as PENDING--why?

This means that the credit card company is investigating your attempted transaction. This happens to me all the time when I travel. Especially if you’ve been to more than one state lately, this is bound to happen to prevent identity theft.

It’ll disappear within 7–10 business days. It’s from it not completely going through, but it was an attempted charge. I’ve dealt with that before.

I got an email and a call from Cap One when I charged my new computer to the card. It was a dramatically larger purchase than I customarily make. They were checking that I was me. Call the 800 #.