Social Question

Jeruba's avatar

If your city is home to one of the major credit card centers, are you particularly aware of it in your community?

Asked by Jeruba (45694points) 1 month ago

I’ve noticed that a lot of credit card offers, bills, replacement cards, etc., come from one of three places: Wilmington, Delaware; Sioux Falls, South Dakota; and Omaha, Nebraska.

If you live in one of those cities, or another that is a major hub of the credit card industry, is it one of those local businesses that everyone is aware of? Is it a big employer? Does it have a conspicuous campus? Does it stage big local events under its own name? Do its rhythms affect the rhythms of the city?

Or is it more like a shadow presence that doesn’t call attention to itself and that most people never think about?

I’m just curious. No other reason.

 

Tags as I wrote them: credit cards, credit industry, Wilmington, Sioux Falls, Omaha, state law, consumer debt, usury.

Observing members: 0 Composing members: 0

2 Answers

elbanditoroso's avatar

There is one processor here in Atlanta – I get some credit card bills with an Atlanta return address, and I mail to an Atlanta PO Box. (although now i mostly pay online).

I think I know what office building their offices are in, but I haven’t really paid much attention to it. As I understand it, if I mail a payment to PO Box 888, Atlanta Georgia, it goes to a mail processing center with low-paid drones not employed by the bank.

CWOTUS's avatar

I don’t live close enough to any of those centers to know the answer to your particular question, but considering it and browsing for “how could I answer this if I had to?” led me to an interesting website (with somewhat dated information, since a lot of it refers to data that would have been current ten years ago or longer, but still, “comparable data between cities” even if dated, can be interesting).

They don’t seem to have a direct response to your question (at least for Sioux Falls, the only city that I actively looked up), but… see what you make of it, and if it leads you in the direction that you’re looking:

http://www.city-data.com/

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