General Question

elbanditoroso's avatar

Should I pay my Medicare bill with a credit card?

Asked by elbanditoroso (28294points) 1 month ago

Right now I have my bank bill pay send the Medicare premium a couple days before the bill is due. No problems with it – it works just fine.

It looks like Medicare also offers credit card payments through Pay.gov (not a third party, but a government payment portal).

If I use a credit card, I can earn points for every dollar I spend, and a 2% rebate as well. Over time that will add up.

Is there any reason NOT to pay by credit card?

How do you pay your Medicare?

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6 Answers

zenvelo's avatar

I try to pay with a rewards credit card whenever possible, as long as I know I will be paying the credit card off at the end of the billing period. It just makes sense to get the reward rather than have the bank get it.

janbb's avatar

I collect SS now so it is deducted from my total each month.

elbanditoroso's avatar

@janbb – I haven’t retired and stopped working yet…

janbb's avatar

@elbanditoroso Yeah. I figured that. I paid for Medicare for a year before collecting SS. Think it was EFT.

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