General Question

52barb22's avatar

I'm 66 and started collecting ss at age 62. My husband is 60 and still working. Is there anyway I can collect ss on his account?

Asked by 52barb22 (31points) 2 weeks ago

Can I collect spousel benefit from my husband’s ss? He is 60 and still working til 66 and 8 months. I started collecting at 62 and I am now 66 and 8 months old. Is there anyway I can increase my ss?

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21 Answers

52barb22's avatar

social security benefits

KNOWITALL's avatar

Well if he dies you can, but I assume you mean while he’s alive? Hmmm, what state?

52barb22's avatar

Yes while he is still alive. We live in Arizona.

52barb22's avatar

What happens if he dies? Would I qualify for his full benefit amount?

KNOWITALL's avatar

@52barb Was he married before?

52barb22's avatar

Yes for 10 yrs.

chyna's avatar

You should call your social security office and ask them. They are very helpful.

Tropical_Willie's avatar

Call SS office !

janbb's avatar

I don’t think you can. I think you can only collect one or the other; half of his or yours. But that has changed recently and not for the better. You have to check with Social Security but if you look online at their site www.ssa.gov, you might find the answers you need.

In any case, your husband isn’t eligible to collect SS yet at this point.

kritiper's avatar

No. And he should continue working until age 70. Try to find some kind of work if you need more money.

Dutchess_III's avatar

No, you can’t. Only he can collect his own SS and only you can collect yours, until people die.
Since he was married for 10 years before, his ex also gets SS benefits. Not sure how that works, though.

janbb's avatar

@Dutchess_III Actually, you’re wrong. I’m collecting half of my Ex’s from the time I was 66 and leaving mine in until 70 when I’ll stop collecting half of his and start collecting all of mine. But the rules are complicated and have changed as to what and when you can collect which is why she needs to talk to SS. Please don’t state wrong information as fact.

Dutchess_III's avatar

I just know from what went down when my dad died and left behind two widows. He had been married to both for over 20 years. You only have to be married for 10. I didn’t take care of the financing, but it was my understanding that they each got a full check. Have no idea how that may work, though.

chyna's avatar

And I think if the ex spouse has remarried they can’t collect on it either.

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KNOWITALL's avatar

When a household or family includes a disabled individual that receives Supplemental Security Income (SSI) benefits, auxiliary benefits are sometimes paid to qualified dependents. ... If two disabled individuals are married and qualify for SSI, the SSA sets a limit on the combined monthly benefits the couple can receive.

*I just don’t think we have enough information to find this for you. Sorry.

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